Bank Logo

Western Alliance Bank

5.22% Current APY

Historical APY


Western Alliance Bank's high yield savings account offers a competitive APY and no monthly maintenance fees. It provides unlimited transfers between WA Bank accounts, mobile and online banking, and 24/7 customer support. The account is FDIC insured up to $250,000. Interest rates are tiered based on balance levels, with the highest balance earning the highest interest rate.


  • High-yield interest rate compared to traditional savings accounts
  • No monthly maintenance fees
  • Tiered interest rates based on balance level
  • Mobile app and online banking accessible
  • Insured up to $250,000 by the FDIC
  • 24/7 customer support available
  • Easily transfer funds between linked accounts
  • Competitive APY (Annual Percentage Yield)
  • Ability to open multiple high yield savings accounts
  • Flexible deposit and withdrawal options


  • Limited branch access, as it is primarily an online bank
  • Higher minimum balance required for highest interest rate tier
  • Withdrawals over the monthly limit may incur fees
  • May not offer competitive rates compared to other high yield savings accounts over time
  • Interest rate subject to change at any time