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Jenius Bank

5.25% Current APY

Historical APY


Jenius Bank's High Yield Savings Account offers competitive interest rates, zero minimum balance requirements, and 24/7 customer service to its customers. Manage your account easily through the Jenius app, and take advantage of the automatic savings feature to help reach your financial goals. This fully digital account also offers secure online transactions and is insured by the Deposit Insurance Corporation of Indonesia.


  • High-interest rate compared to traditional savings accounts
  • No minimum balance requirement
  • Can be easily managed through the Jenius app
  • Offers automatic savings feature for users
  • 24/7 customer service through chat, email, and phone
  • Fully digital and contactless, no need to visit a physical branch
  • Easily link to other Jenius products for seamless financial management
  • Fast and secure online transactions
  • Insured by the Deposit Insurance Corporation of Indonesia
  • Available for both individual and corporate account holders


  • Limited to customers in Indonesia
  • Withdrawals subject to certain fees and requirements
  • Limited customer support availability outside of business hours
  • May require Indonesian identification for account opening
  • Limited to Indonesian Rupiah for account holdings and transactions